Ace Development Bank


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Loan Against Market Shares / Marketable Secirities

Ace may consider sanctioning loans against shares / debentures of acceptable listed companies and against HMG / NRB bonds (National Savings Bond, Development Bond etc.) provided we are satisfied on the quality of the securities and the borrower’s ability to repay.


  • Loan against HMG / NRB bonds will be governed by Nepal Rastra Bank rules.
  •  Loan against listed shares shall not exceed 60% of the 180-day average value of the share or market value of the share (whichever is lower).


The tenure of the loan against shares can be 1 year. Loan period will be within the maturity date if against HMG / NRB bonds.


The client should provide the share / debenture certificates to Ace as security. Personal guarantee of the owner/s is also required.

Transaction size

For loan against shares / debentures: Minimum amount Rs. 100,000/-

Interest rate

10.5 - 13.5% per annum, condition apply.
Interest rate shall be determined / periodically reviewed by Ace taking into consideration the market trend.

A management charge of 1% flat of the loan amount shall be payable upfront on loan against shares and debentures (not applicable for loan against HMG / NRB bonds).